Terms of Use

Nature of Content

8lend-reviews.com is an independent editorial website that publishes research and commentary about the 8lends P2P/DeFi lending platform and related products. All content is provided for informational and educational purposes only. Nothing on this site constitutes a personal recommendation, offer, solicitation or investment advice. We do not hold, manage or facilitate investments on behalf of readers.

The site owner does not act as a financial adviser, investment firm, bank or crowdfunding platform. We do not accept client funds, execute transactions or provide regulated financial services. Any decision to invest in 8lends, Maclear AG or any other platform mentioned on this site is made entirely at your own discretion and risk.

No Client Relationship

Use of this site does not create a client, advisory or fiduciary relationship between you and the site owner. We owe no duty of care beyond publishing accurate information to the best of our ability. You are responsible for conducting your own due diligence, verifying all figures and terms directly with the relevant platform, and consulting a licensed financial adviser or tax professional before making investment decisions.

Accuracy and Dating of Information

We aim to publish accurate, up-to-date information sourced from public disclosures, regulatory filings and direct platform communication. Each page carries a publication or last-updated date in its metadata. Figures such as target returns, minimum investment amounts, loan volumes and regulatory status reflect the information available at the date stated on the page.

P2P and DeFi lending platforms, including 8lends and Maclear AG, change their terms, product offerings, fee structures and regulatory status regularly. We cannot guarantee that every detail remains current after publication. Always verify critical information directly with the platform or regulator before investing.

Affiliate Relationships and Sponsored Content

This site may earn a commission if you sign up to a platform through a link marked "Sponsored", "Partner" or carrying a similar label. As of the date stated at the top of this page, 8lend-reviews.com has no paid partnership with 8lends or Maclear AG. Call-to-action links to 8lends are plain, unpaid links marked "Not sponsored" pending a future partnership decision. Any change to this arrangement will be disclosed on the relevant page and in the site footer.

Affiliate relationships do not influence our editorial assessment. Scores, ratings and factual statements are based on verifiable evidence and remain independent of commercial arrangements. For full details, see the editorial policy and the affiliate disclosure section on the about page.

Limitation of Liability

P2P lending, DeFi products and cryptocurrency-based investments carry a risk of partial or total loss of capital. 8lends and similar platforms are not covered by deposit-guarantee schemes or EU investor-compensation funds. Past or advertised returns do not guarantee future performance.

To the fullest extent permitted by law, the site owner accepts no liability for any loss, damage or expense arising from reliance on information published on this site, including but not limited to investment losses, missed opportunities, fees incurred or regulatory penalties. You use this site entirely at your own risk.

Third-Party Links

This site contains links to external websites, including platforms, regulators and industry bodies. We do not control or endorse the content of third-party sites and accept no responsibility for their accuracy, availability or security. Always verify the authenticity of any external site before entering personal or financial information.

Intellectual Property

All text, layout, code and original research published on 8lend-reviews.com is the property of the site owner unless otherwise stated. You may link to any page on this site. You may not reproduce, republish or distribute substantial portions of the site content for commercial purposes without prior written permission.

Governing Law

These terms are governed by the laws of [jurisdiction to be specified by site owner]. Any disputes arising from use of this site shall be subject to the exclusive jurisdiction of the courts of [jurisdiction to be specified by site owner].

Changes to These Terms

We reserve the right to update these terms at any time. The "Last updated" date at the top of this page will reflect the most recent revision. Continued use of the site after a change constitutes acceptance of the revised terms.

For questions about these terms, see the contact page.