About 8lend-reviews.com
8lend-reviews.com is an independent, single-topic site focused specifically on the 8lends lending platform. We are not owned by, and have no editorial input from, 8lends or Maclear AG.
What We Do
We research publicly available information about 8lends — its own disclosures, its parent company Maclear AG's public regulatory status, third-party audit reports, and independent review platforms — and present it in one place with an explicit, disclosed scoring methodology, so readers can do faster due diligence before deciding whether to invest.
Our Due Diligence Index Methodology
We score 8lends against five weighted criteria, chosen because they map to the questions that actually determine downside risk for an investor, not because they were picked to produce a particular ranking:
| Criterion | Weight | What we look at |
|---|---|---|
| Regulatory oversight | 25% | Licence type held (if any), by whom, and what protections it carries |
| Collateral quality | 20% | What backs the loans, how it's valued, and who bears first loss |
| Track record | 20% | Time in operation, volume, and public data on completed loan cycles |
| Return transparency | 20% | Whether the advertised return is explained and consistent with the platform's own risk profile |
| Liquidity & exit | 15% | Whether a secondary market or early-exit mechanism exists |
Scores are our editorial judgment based on the sourced facts cited on each page, not a guarantee or a substitute for your own research. We do not adjust these weights after the fact to produce a target outcome for any platform, including 8lends.
Sources
Platform facts referenced across this site (Maclear AG, Mintos, PeerBerry, Nectaro, Lendermarket, Robocash figures) are drawn from our internal CrowdIndex platform data registry, last reviewed 2026-06-07, cross-checked against each platform's own published pages where cited. 8lends-specific claims (returns, referral terms, audits) are drawn from 8lends' own marketing and documentation, reviewed 2026-08-17, and are marked as company claims rather than independently verified facts where we could not confirm them via a third party.
Affiliate Disclosure
As of the last update to this page, 8lend-reviews.com has no paid partnership with 8lends or Maclear AG. Links to 8lends on this site are plain, unpaid links. If that changes, any resulting link will be clearly labelled "Sponsored" or "Partner" at the point of use, and its presence will not change the scores or claims made elsewhere on this site.
Risk Disclaimer
Nothing on this site is individual investment, financial, legal or tax advice. Crowdlending, P2P lending and DeFi/crypto-based lending products carry a risk of partial or total loss of invested capital. Advertised or past returns do not guarantee future results. Regulatory status described on this site reflects our research as of the date shown on each page and can change; always verify current licensing and terms directly with the platform in question, and consult a licensed financial advisor if you are unsure whether a product fits your situation.
Contact
For corrections or updates to factual claims on this site, contact details will be published here once the site's dedicated inbox is set up.