Privacy Policy

Controller and Contact

The data controller for this website is:

[SITE OWNER LEGAL NAME]
[REGISTERED ADDRESS LINE 1]
[CITY, POSTAL CODE, COUNTRY]
Email: [CONTACT EMAIL ADDRESS]

For data protection enquiries, including exercising your rights under GDPR, contact the controller at the email address above.

What Data We Collect

8lend-reviews.com collects the following categories of personal data:

• Technical data: IP address, browser type and version, device type, operating system, referring URL and pages visited. This data is collected automatically through web server logs and analytics tools.
• Analytics and cookies: We use first-party analytics (self-hosted or third-party services such as Google Analytics or similar) to understand how visitors use the site. Cookies store a unique identifier tied to your session. No directly identifying personal information is processed by analytics tools.
• Affiliate tracking data: When you click an affiliate or partner link (marked "Sponsored" or "Partner"), a cookie or URL parameter may be set to attribute sign-ups to this site. This tracking does not collect personal identifying data beyond a hashed or pseudonymised identifier, but the partner platform may subsequently collect personal data when you register with them under their own privacy policy.

We do not collect email addresses, names or payment details directly on this site unless you voluntarily provide them through a contact form or email. We do not operate user accounts or hold client money.

Legal Basis for Processing

Under GDPR, we process your personal data on the following legal bases:

• Legitimate interests (Article 6(1)(f) GDPR): analytics and site performance monitoring to improve user experience and content relevance. The legitimate interest is running an effective editorial website; your privacy is balanced through minimal data collection and retention.
• Consent (Article 6(1)(a) GDPR): affiliate tracking cookies where consent is required under ePrivacy Directive or applicable national law. Consent is collected through a cookie banner or click-through mechanism where legally mandated.
• Contractual necessity or legitimate interests: if you contact us by email, we process your email address and message content to respond to your enquiry.

Purpose of Affiliate Tracking

Affiliate tracking enables this site to earn a commission if you sign up for a platform through a partner link. As of the date of this policy, 8lend-reviews.com has no paid partnership with 8lends or Maclear AG - CTA links to 8lends are plain, unpaid links. Where affiliate relationships exist with other platforms, they are disclosed per the site's editorial policy. Tracking does not change the price you pay or the terms you receive from the partner platform. Your relationship with that platform is governed by its own privacy policy and terms, not ours.

Data Retention

Technical and analytics data is retained for a maximum of 26 months, after which it is automatically deleted or anonymised. Affiliate tracking cookies expire between 30 and 90 days depending on the partner platform's attribution window. Email correspondence is retained for as long as necessary to fulfil the purpose of the enquiry, then deleted unless there is a legal or regulatory reason to retain it longer.

Data Sharing and Processors

We do not sell your personal data. Data is shared only with:

• Analytics service providers (e.g. Google Analytics or equivalent) who process data on our behalf under a data processing agreement where required by law.
• Affiliate platforms when you click a partner link - the platform receives a pseudonymised identifier from the cookie or URL parameter, but does not receive your personal data from us directly. Any personal data you subsequently provide to the platform is collected under its own privacy policy.
• Hosting and infrastructure providers who store server logs and website files as part of technical operation.

No data is transferred outside the European Economic Area unless the recipient is in a country with an adequacy decision or appropriate safeguards (such as Standard Contractual Clauses) are in place.

Your Rights Under GDPR

You have the following rights regarding your personal data:

• Access: request a copy of the personal data we hold about you.
• Rectification: correct inaccurate or incomplete data.
• Erasure: request deletion of your data where there is no legal basis for continued processing.
• Restriction: request we stop processing your data in certain circumstances.
• Objection: object to processing based on legitimate interests.
• Data portability: receive your data in a structured, machine-readable format where technically feasible.
• Withdraw consent: where processing is based on consent, you may withdraw it at any time (does not affect lawfulness of prior processing).

To exercise any of these rights, contact the controller at the email address given at the top of this policy. We will respond within one month. If you are not satisfied with our response, you have the right to lodge a complaint with your national data protection authority.

Cookies and Browser Settings

You can block or delete cookies through your browser settings. Most browsers allow you to refuse all cookies, accept only first-party cookies, or be notified when a cookie is set. Note that blocking cookies may limit certain site functionality such as analytics or affiliate attribution. For detailed instructions, consult your browser's help documentation.

Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our data practices or legal obligations. The "Last updated" date at the top of this page indicates the most recent revision. Continued use of the site after a policy update constitutes acceptance of the revised terms.